Ready for Anything: Personal Umbrella Insurance in North Florida
As a responsible driver and homeowner—and maybe a boat owner—you’ve done the responsible thing and taken out appropriate insurance policies to protect yourself and your family. Maybe you’re even insured with maximum coverages. You feel ready for anything.
But are you, really?
Tatum Personal Umbrella Insurance: When Standard Coverage Isn’t Enough
As unpleasant as it is to think about, the simple truth is this: Standard coverages might not be enough to protect you and your family against a large liability claim. A single event could, possibly, exhaust the payouts of standard policies—especially if you were sued and judged legally liable for someone else’s losses. What happens then?
You pay the rest.
Tatum Personal Umbrella Insurance: A Remedy for Payout Shortfalls
You can prevent payout shortfalls with personal umbrella insurance from Tatum Insurance Agency. Umbrella insurance starts paying once standard policies reach their liability limits. Umbrella policies offer multiple supplemental coverages, including some that might be excluded from standard insurance.
When Do I Need Personal Umbrella Insurance?
If a guest in your home suffered an injury and sued you for damages, a legal award could easily exceed the coverages provided by a standard home insurance policy. The same goes for a standard auto insurance policy if another driver, other passengers, or even your own passengers were injured in a wreck wherein you were driving.
What Policy Types Does Personal Umbrella Insurance Supplement?
Tatum personal insurance umbrella can be used as a supplement to: