Tatum Motorcycle Insurance: Peace of Mind for Every Two-Wheelin’ Ride
Are you into street cycles? We write those. Harley HOGs? We gotcha covered. Old-school cruisers? No sweat. Touring bikes? Dirt bikes? ATVs? Whether you cruise it, race it, trick-it-out for show, or ride it to get away, Tatum will find the right coverages, in the right amounts at rates that suit your lifestyle and your budget.
What Does Motorcycle Insurance Cover?
Motorcycle insurance offers coverages similar to auto insurance policies, including:
Motorcycle Insurance Liability Coverage
Liability coverage for a motorcycle serves the same purpose as car liability coverage; it provides financial reimbursement to other motorists and passengers in the event you’re judged legally liable for an accident while riding your motorcycle.
Motorcycle Insurance Medical & Bodily Injury Coverage
Medical and bodily injury coverage reimburses you, as the motorcycle rider, for injuries you sustain in an accident.
Motorcycle Insurance Property Damage
This kind of coverage reimburses you for damage to your motorcycle caused by an accident. This coverage type frequently include damage to protective gear. Property damage coverage will also reimburse you if the vehicle is a total loss.
Motorcycle Insurance Comprehensive Coverage
Comprehensive coverage reimburses you for theft, fire, vandalism and other loss types to your bike. Comprehensive insurance even covers your motorcycle while you have it stored away during cooler weather.
Motorcycle Insurance Custom Parts & Equipment Coverage
If you’re into customizing your ride, tinkering with it and upgrading it to suit your individual style and personality, custom parts and equipment coverage is a must. This kind of coverage reimburses you for damage and losses to your customizations. Like any other coverage type, the amount of reimbursement will depend on the amount of coverage, which typically ranges from between $3,000 and $10,000.
Uninsured/Underinsured Motorist Coverage
This type of coverage protects you in case you’re involved in an accident on your motorcycle wherein the other driver has no insurance or inadequate coverage.
Motorcycle Insurance Roadside Assistance
This coverage reimburses you if your bike breaks down on the road and needs a tow.
Motorcycle Insurance Trip Interruption Coverage
This coverage reimburses you for non-refundable costs associated with needing to unexpectedly cancel a trip, vacation, etc.
Discounted Motorcycle Insurance with Multiple Tatum Policies
If you purchase motorcycle insurance coverage through one of our major carriers, there’s a good chance you’ll be eligible for discounted rates if you already have other policies through Tatum. Whether you’re already an Tatum Insurance policyholder or not, ask us about motorcycle insurance multiple-policy discounts.
For a Free Motorcycle Insurance Quote, Call Tatum Insurance Agency
Wherever you cruise on your two-wheeled adventure-maker, comprehensive motorcycle insurance from Tatum Insurance Agency will help keep you protected out on the open road. If you’re shopping for motorcycle insurance in Hamilton County, Florida, we’d love to hear from you! As an independent insurance agency in Fernandina Beach, FL, we partner with numerous motorcycle insurance carriers; our agents can do the shopping around for you!
We’ll answer all your questions about motorcycle insurance and help you make informed coverage decisions. For a free motorcycle insurance quote, call Tatum Insurance today at 229-244-0222 for a free auto insurance quote.
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